With the advent of online banking, it ought to be easier than ever to monitor the status of our personal finances. No surprises, right? According to a recent survey, more than half of young adults (18 - 34 years old) check their social media accounts at least once a day (7.5 times was the average). Only 17 percent check their bank accounts daily.

We'll be honest: young people nowadays learn a lot more now than when we, ahem, more "experienced" folks were their age. But while many of today's young adults are comfortable with texting, Skype, Twitter and such, the skills one needs to live in the Real World are frequently a little lacking. Just because they know their way around Facebook, doesn't mean they can keep a checkbook balanced, for example.