Tax guide

If I got my refund on my own prepaid debit card, how will I get my stimulus payment?

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The IRS will use the most recent payment information on file for you to send your stimulus payments (whether EIP1 or EIP2). If you no longer have access to the bank account associated with the prepaid card you used for your tax refund, you’ll have to claim any missing amounts from those stimulus payments via the Recovery Rebate Credit when you file your 2020 tax return.

If your payment has already been scheduled for delivery, you won’t be able to change the account it is delivered to. Check out our posts on what to do if your payment went to an unfamiliar bank account or to an account you no longer have access to.

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