Updated for filing 2021 tax returns
What is the Recovery Rebate Credit?
The Recovery Rebate Credit makes it possible for any eligible individual who did not receive an Economic Impact Payment (also known as an EIP or "stimulus payment”) to claim the missing amount on the following tax return.
When you file your 2021 tax return, you can use the Recovery Rebate Credit (RRC) to claim any missing amounts from the third EIP.
Do I qualify for the Recovery Rebate Credit?
The Recovery Rebate Credit is figured like the EIPs, except that the credit eligibility and the credit amount are based on the IRS’s most recent information for you on file.
Generally, you are eligible to claim the Recovery Rebate Credit if:
- You were a U.S. citizen or U.S. resident alien in 2021.
- You are not a dependent of another taxpayer for tax year 2021.
- You have a Social Security Number valid for employment that is issued before the due date of your 2021 tax return (including extensions).
You won’t qualify for the Recovery Rebate Credit if you already received your full amount for EIP3.
What paperwork do I need to claim the Recovery Rebate Credit?
The IRS will send a Letter 6475 in late January, 2022, that lists the stimulus payment amount sent to you. The letter details your information for easy reference—you don’t have to file it with your tax return.
Where can I find the amount of my EIP3?
To see the amount of your EIP3, use Notice 1444-C, Letter 6475, or check the Online Account feature on the IRS.gov site.
Note: You may need to set up an ID.me account to get an Online Account, but the IRS will be transitioning away from facial recognition technology by the end of February 2022.
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